Add up the running watts of everything you want to power, divide that by 0.8 to leave 20% headroom, then separately add your single largest motor-starting surge to the running total — the bigger of those two numbers is the generator size you need. For a home running 5,000 watts of essentials with a 2,200-watt well-pump or A/C startup surge, the running requirement is 5,000 ÷ 0.8 = 6,250 W and the peak requirement is 5,000 + 2,200 = 7,200 W. The larger figure, 7,200 W, rounds up to a 7,500-watt generator.
Two different limits decide generator size and you must satisfy both. The first is the continuous running load: a generator should not run flat-out for hours, so we size it to carry your steady draw at about 80% of its rating. The second is the starting (surge) load: motors in refrigerators, air conditioners, well pumps, and power tools draw several times their running watts for a fraction of a second at startup, and the generator must survive that spike without stalling. This calculator solves both and reports the size that clears each one.