Real households cluster into a few wattage tiers, and recognizing yours is a fast sanity check on the calculator's answer.
Apartment or small essentials (1,500–3,000 W running). A fridge, lights, electronics, and phone charging, with the fridge's ~1,200 W surge as the largest. Minimum lands near 2,500–4,000 W, comfortably served by a 3,000–4,000 W portable or inverter generator.
Gas-heated house (3,000–5,000 W running). Adds a furnace blower, sump or well pump, and a microwave. The largest surge is usually the well pump (2,000–3,000 W) or furnace blower (2,350 W). Minimum climbs to 5,000–8,000 W, matching a 6,000–8,000 W generator.
All-electric or central-A/C home (6,000–12,000 W running). Central air, an electric range, and an electric water heater push both running and surge sharply upward — a 3-ton A/C alone surges 8,000–11,000 W. Minimum can exceed 12,000 W, which is standby-generator territory (12–20 kW) with a transfer switch. Here the difference between running and starting watts is the difference between a generator that shrugs off the compressor and one that trips offline the moment the thermostat calls for cooling.
A practical habit bridges these tiers: build your wattage list twice. First list the loads you truly need in an outage — the number that sets a right-sized, affordable generator — and second list everything you would like to run, which shows what a step up in size would buy. The gap between the two lists is almost always a single big-ticket item: central air conditioning, an electric range, or an electric water heater. Deciding whether that one appliance justifies jumping from a 6,000 W portable to a 12,000 W standby is the core budget decision in generator sizing, and the running-plus-largest-starting math above makes the cost of that choice explicit before you buy.